Homeowners insurance estimates are approximations of the cost that a homeowner might expect to pay for coverage of a home. This is extremely helpful while you are searching for your new home as it allows you – as well as your mortgage professional and real estate agent – to see a more accurate estimation of the actual cost of owning a home. And it gives our agents at Altasurance an opportunity to research any historical insurance claims that have been made. Then we can pass that info on to you so that you, your real estate agent and your home inspectors can look more closely to those respective areas of the home.

Homeowners Insurance Estimates from Altasurance can be provided more quickly, and require a minimum amount of information from you. An estimate is an approximation – though typically a very accurate one – of the cost of insurance for a particular property. Estimates are intended for your use during your home search as a tool in your decision making process. If you decide to proceed in purchasing a home, additional information will may be required in order to transfer an estimate into a quote.

An insurance quote, on the other hand, is a formal offer for an executable insurance policy with the final pricing attached. Quotes require detailed & specific information to be provided. And quotes take your Altasurance agent a little longer to put together because we want to be sure that you get the right insurance coverage, not just the first insurance policy that a software program spits out!