Will my insurance policy renew automatically?

Insurance FAQ

Your car and homeowners insurance policy is active for a certain amount of time - usually 6 or 12 months. Most policies go through a renewal process prior to expiration, and your renewal will be effective upon current expiration. But, that is not always the case.

Your insurance carrier should notify you of your renewal status. But, it's always a good idea to check with your agent just to be safe.

When you purchase an insurance policy it is active for a certain amount of time. For most policies, the term for which it is effective will be either 6 months or a year. When your policy expires, so does your coverage. So, it is very important to make sure that you keep things up to date.


Typically your insurance policy will renew automatically. And, when your policy is approaching its expiration date your insurance company should notify you of your renewal status. But, things happen. Mail can be lost. Email systems can get glitchy. Never just assume everything is A-Ok.

Your car and homeowners insurance policy is active for a certain amount of time - usually 6 or 12 months. Most policies go through a renewal process prior to expiration, and your renewal will be effective upon current expiration. But, that is not always the case.

Your insurance carrier should notify you of your renewal status. But, it's always a good idea to check with your agent just to be safe.

When you purchase an insurance policy it is active for a certain amount of time. For most policies, the term for which it is effective will be either 6 months or a year. When your policy expires, so does your coverage. So, it is very important to make sure that you keep things up to date.


Typically your insurance policy will renew automatically. And, when your policy is approaching its expiration date your insurance company should notify you of your renewal status. But, things happen. Mail can be lost. Email systems can get glitchy. Never just assume everything is A-Ok.
There are also instances when an insurance carrier may non-renew a customer because of an accident, incident or another type of issue. It's not extremely likely, but it does happen. So, always be mindful of checking your status as your renewal date approaches.


If you have any questions or concerns about a renewal the best thing you can do is contact your Altasurance agent for help. Most renewals trigger between 60-90 days prior to expiration. So, that is the best time to touch base with your agent for guidance.

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What is Altasurance?

What is an independent insurance agency?

Why did the name change from Red Rock Insurance Group to Altasurance?

How do I file an insurance claim?